Diana Tian

How much is my property tax?

Property tax is one of the most important issues when it comes to purchasing your future home. Calculating the property tax of either the place you are thinking of buying or your current residence can give you a clearer sense of the financial situation. Property taxes are the main source of income for local governments. […]

The Closing Cost Breakdown

Buyers usually get a draft closing cost breakdown from their mortgage lender before applying for the loan. The itemized costs are approximate and provide transparency. If you did not receive it, be sure to ask your lender and make sure that you understand each component. The exact closing cost should be similar to the draft. […]

Home Purchase Process

The Search Once you have decided to purchase a home, your next step will be to identify neighborhoods where you would like to live. In some cases, this will involve a decision of whether you wish to live in a single family home, a two family house – or a condominium building. Your real estate […]

Hoboken Schools

Public schools Public schools have to follow the curriculums and guidelines set by the school districts, following state and national standards. The schools has to follow evaluation standards established by the state and are obliged to participate in the statewide tests and disclose their results. They are operating with the public funding so the education […]

West New York Waterfront Homes

The water front area of West New York is part of New Jersey gold cost, along Hudson waterfront. It starts from Bayonne Bridge running north up to the George Washington Bridge that is approximately 19 miles (31 km) long. Homes in the area offers large living space and luxury amenities. It combines luxury urban convenient […]

How long will it take to purchase?

Under common circumstances, it takes about 45 days to 60 days from the offer being accepted to closing. The process of purchasing a house is broken down to the following stages. Making/Accepting An Offer: The offer is presented in the format of contract, along with buyer’s pre-approval letter. Once the seller accepts the offer, the […]

5 things to look out for when buying a home

When we are purchasing our future home, we always hope that it will be perfect in every single way. We want to find a bathroom just looks like that Pinterest picture, a master suite gives you the feels of being in a five star hotel, or wide white oak hard wood flooring throughout. But in […]

Tax advantages for investment properties

When you have real estate property for investment purposes, maybe consider renting them out. It can be great for generating some cash flow, and at the same time keep your currency from inflation. But rental income is taxed at ordinary income tax rate instead of the capital gain tax rate. The tax rate sounds high […]